If you have been advised to invest into an investment scheme and suffered loss because of it, then you may have a claim against your financial advisor or pension company for negligence. There are many different investments that you can be mis-sold including assets; shares; mini bonds and loan notes. The common thread with all of these schemes is that investors are normally promised a much higher return on their investment than if they say kept their money in the bank or in their traditional pension scheme.

If you would like to discuss any of our services with us, feel free to contact us using the form below or give us a call at 0161 669 4621 for a free no obligation chat. We look forward to assisting you with your legal concerns.



If you would like any further information or need advice about any dispute, please get in touch with us today. You can contact us today on 0161 669 4621 or by email on for a free no obligation chat.

If you have been mis-sold an investment our dedicated team of expert mis-selling solicitors can assist you in bringing a claim for damages. We will act for you on a completely no win no fee basis and look to recover damages. Please contact our specialist financial mis-selling team today on 0161 669 4621 or

Investing into property is not uncommon. Property investments can be lucrative and can provide both rental income and capital growth. However, over the last decade or so there have been a series of failed property schemes operated from within the UK and abroad. These are often aimed at luring inexperienced investors from the UK and abroad with promises of excellent return on your investment, but which have resulted in investors losing millions.

These sorts of investments are often marketed as alternative investments in things such as office units, hotel rooms, student accommodation or storage units. Investors are promised excellent returns on their investment with guaranteed returns; rental guarantees or buy back arrangements.

Investors are normally persuaded to pay for the investment using either money in a pension or cash savings. The investor will then acquire an interest in a development property or acquire a loan note which is to be redeemed in the future. The investors’ money is then pooled with other investors funds to pay the promised returns for an initial period but in most cases the property scheme then fails or is never completed leaving investors out of pocket.

At Birch Law we have experience of dealing with both UK and foreign investors in claims against either their financial advisor or, if they have transferred their pension into a SIPP (Self Invested Personal Pension), their SIPP operator as well. We look to recover the client’s initial investment plus interest. If they have transferred out of a Defined Benefit pension scheme as well, we will also seek damages to compensate the client for their loss of ‘notional transfer value’, i.e. what they would have made had they kept their pension where it was.

If you have used a solicitor in connection with the purchase of the property, then you may be able to bring a claim against the solicitor as well. The Solicitors Regulation Authority has released several warnings to solicitors over the years warning them against getting involved in property scams and pointing out the red flags of such schemes. Where a solicitor has failed to warn you about the risk of investing into such property schemes then you may be able to bring a claim against them for professional negligence.

If you have suffered financial loss in a property investment you may be entitled to compensation. We are already working on cases relating to several property investment schemes such as German Property Group; Dolphin Trust and Magna Wealth.

A collective investment scheme is:

  • Any arrangement relating to property (including money).
  • The purpose or effect of the arrangement is to allow investors to receive sums paid out of the profits or income arising from the acquisition, holding, management and/or disposal of the property.
  • The investors do not have day to day management or control over the property; and
  • The investors contributions were pooled and so is the profits or income out of which they were to be paid.

Establishing or operating a collective investment scheme is a regulated activity requiring authorisation from the Financial Conduct Authority (FCA). Subject to certain exemptions a collective investment scheme cannot be promoted to the public unless it is authorised or recognised under the Financial Services Markets Act.

UCIS are certainly high-risk investments and should only be recommended to those investors with experience of these sorts of investments. They are not subject to the same regulation and/or restrictions under the FCA rules and by their very nature are extremely speculative.

At Birch Law we have experience of dealing with investments into hotel rooms and suites; apartments; desk spaces in office buildings; storage units; plantations; and property schemes (in the UK and abroad).

Store First. Store first was promoted as a safe and secure investment with excellent returns. The proposal was that investors would acquire individual units within a storage facility and these units would then be rented out to the general public. Investors were promised guaranteed returns and the option to sell the units back if they were not happy with them. Unfortunately, neither the guaranteed returns nor the option to sell the units back ever materialized resulting in investors losing millions and millions of pounds.

Dolphin Capital or German Property Group was promoted as an excellent investment. That it was safe and secure with healthy returns on investment. It was often because of these sorts of statements that thousands of investors invested millions of pounds into Dolphin. The investment opportunity was that Dolphin would raise finance to purchase and develop specified properties by issuing fixed rate, secured Loan Notes to investors. Each property had a different series of Loan Notes with the Loan Notes being purportedly secured by a first legal charge over a corresponding property. From as early as 2015 investors were approached by financial advisors and were advised that they should invest into Dolphin. Fast forward 5 years and Dolphin has failed, and thousands of investors are now out of pocket. Dolphin should never have been recommended to investors as it was high risk and unsuitable for all but them.

Whichever funding route you choose, you can rest assure that our experienced solicitors will always do their utmost to keep costs as low as possible. If you would like to discuss any of our services with us, feel free to contact us using the form below or give us a call at 0161 669 4621 for a free no obligation chat.




Please complete our online enquiry form or contact us at for your free 30 minute consultation. You will be able to choose a time and date that works for you.



Meet with one of our advisors on MS Teams, Zoom, by telephone or in person. They will find out about your legal needs and discuss how best we can help you. We will set out your options and provide transparent costs information so you can make an informed decision as to how you want to proceed.



Once we have agreed on the correct course of action for you, we will then implement and execute your instructions.